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Marine Bank and Trust Company

Marine Bank and Trust Company

Banks & Credit Unions

About Us

Sebastian’s Full-Service Award-Winning Banking Experience! Chartered in 1997, Marine Bank is the only community bank headquartered in Indian River County and is committed to supporting local residents and businesses.

Our customer-focused, service-driven mortgage lending team puts our customers at ease throughout the mortgage process and, in 2021, helped 115 individuals or families purchase or refinance their homes.

Our decision makers are local and make decisions quickly, so businesses never miss an opportunity! Marine Bank provides commercial real estate loans, construction loans, commercial lines of credit, SBA and USDA loans and, in 2021, assisted 232 businesses in growing their business. We also offer cash management services so businesses can improve their cash flow and operational efficiency.

Although our customers appreciate our exceptional personalized customer service, they also enjoy the high-tech convenience of our mobile banking including mobile check deposit, our Marine Bank Mortgage Mobile app, Google Pay and Apple Pay.

As a result, more than 99% of customers who responded to a service survey said they would recommend Marine Bank to others. However, if our customers have feedback or questions, our President /CEO Bill Penney is accessible.

Our customers also have peace of mind knowing their bank is rated 4-Star Excellent by Bauer Financial, the nation’s premier bank rating firm. Marine Bank has also been named among the top extraordinary banks in the United States by The Institute for Extraordinary Banking for its commitment to strong community banking


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